Payment Solutions
Internet payment solutions are a fundumental key in any e-commerce activity, and CTXM have been providing internet payment solutions since 1997.
Our knowledge of i-payments is based on years of application development and operation of such systems for the leading payment solutions providers (PSP) in the market. Our second generation (2G) platforms incorporate that experience. These systems provide unmatched functionality, flexibility, scalability, availability, and efficiency. Our business concept is to provide a complete transaction-based processing solutions for e-merchants, payment solutiona providers, and system integrators covering all positions in the e-payment chain.
Our Payment Solutions supports the following services:
- Web Interface (SWI);
- Secure Integration Web Services:
- SVS provides a secure payment page which can be included into e-merchants sites;
- 3D Secure (MPI) Merchant Plug-In (optional) can be integrated to the gateway secure page or on the merchant site;
- SVS Secure Agent (optional) enhances communication protocol by additional verification steps, secure SSL communication server-to-server and one-time passwords;
- Reporting Service;
- Transaction Processing Engine (PRE);
- Fraud Detection Engine (FDE);
- Billing engine;
- Reconciliations;
- Dispute Management;
- Back Office Reports.
| SVS (Stored Value System) | PGS (Multi-Merchant Payment Gateway) | iPAY Module (Single Merchant Payment Gateway) |
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The core functionality of the stored value system is management of multi-level accounts. Accounts are configurable either as merchants’ or end-users’ accounts. CTXM SVS system is a Service Oriented Architecture (SOA) platform where each service may be deployed on individual server (cluster) or jointly with other services. SVS Accounts Management (SAM) – provides the functionality of accounts management, including opening and closure of accounts, account details, payment methods and more. Merchants accounts Setup Wizard and accounts templates facilitate easy merchant accounts creation. |
Multi-Merchant Payment Gateway provides PSP or mega-merchants the means of fully controlling their e-payments. PGS entities include merchants, sub-merchants, merchants groups, customers and their payments processed via. The main tasks of Merchant PG Operator Interface are:
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iPAY is a stand-alone payment module, which can be easily integrated into e-merchant platforms. iPAY provides a complete transaction based processing solution for money transfers between financial institutions and the merchant site. The system has a modular architecture providing a high level of scalability, flexible configuration, and effortless integration for new PSPs. This universal modular architecture ensures support for integration with any payment system. iPAY has the following integration advantages:
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Contact us to receive more information about our payment solutions!
